www.ismybillfair.com (the “Site”) is owned and operated by Nineteen21 Limited, a company incorporated in England and Wales under company number 10640637 whose registered office address is at Acre House, 11-15 William Road, London, NW1 3ER (“we”, “us”, “our”).
By ticking the box where indicated on the Site, submitting your personal data to us, and using our services you agree to the terms and practices described in this Policy.
For the purpose of the Data Protection Act 1998, the data controller is Nineteen21 Limited with registration number ZA293312.
If you have any questions about this Policy, please contact email@example.com. We may amend this Policy at any time. Any changes we may make will be posted on this page, so please check back frequently. Your continued use of the Site and our services after posting will constitute your acceptance of, and agreement to, any changes.
Please note, the Site is only intended for use by UK residents who are aged 16 or over.
WHAT IS PERSONALLY IDENTIFIABLE INFORMATION (PII) / PERSONAL DATA?
Personal data or PII means any information relating to a person who can be identified either directly or indirectly by that information; it may include name, address, email address, phone number, credit / debit card number, IP address, location data, purchase history (“Personal Data”).
INFORMATION WE MAY COLLECT FROM YOU
We may collect and process the following information about you:
- Information you provide to us - You may provide us with information by answering questions or filling in forms on the Site or by corresponding with us by e-mail or otherwise. This includes information you provide when you search for a price comparison, request us to communicate with your current service provider, switching partners or alternative service provider, reply to an email, enter a competition, promotion or survey or when you report a problem with the Site. The personal information you provide may include your name, address, e-mail address and phone number, financial information and other information about yourself to enable us to provide you with our services.
- Information we collect about you - When you visit the Site we may automatically collect information about your computer or device, including your IP address, information about your visit, your browsing history, and how you use the Site. This information may be combined with other information you provide to us, as described above.
- Information we receive from other sources - We are also working closely with third parties (including, for example, business partners, service providers, advertising networks, analytics providers, and search information providers) and may receive information about you from them. This may be combined with other information you provide to us, as described above.
PURPOSES FOR WHICH WE PROCESS PERSONAL DATA
We will only process your Personal Data, in accordance with applicable law, for the following purposes:
- creating and maintaining your customer account, if you become a registered customer with us;
- handling and fulfilling your requests, if you request price comparison services, quotes, switching services and staying services from us and to assist your selected third party service provider (“Provider”) in providing you with the requested product(s) or service(s), or any other product(s) and service(s) which may be of interest to you. This may also include processing of information that we receive from third parties, for example, address data to verify your correct address;
- offering our services to you in a personalised way, for example, we may provide suggestions based on your previous requests to enable you to identify suitable products and services more quickly. This may also include, where legally permitted, processing data related to your location;
- administering any promotion or competition, that you enter via the Site or via email communication;
- to allow you to participate in interactive features of our services, when you choose to do so;
- to enable Providers to carry out certain functions on your behalf, including locating your account with them, verification, technical, logistical or other functions, as may be required, in order to fulfil your requests. If you identify yourself as a vulnerable customer, this information will be passed to your service provider to request that they respond to you in an appropriate manner;
- resolving any disputes, if you lawfully exercise your rights or if you wish to dispute any part of our service offering;
- sending you personalised marketing communications, where you have agreed that we may do so, in order to keep you informed of our products and services, as well as those of our selected partners’ and Providers’, which we (or they) consider may be of interest to you;
- providing you, or allow carefully selected third parties to provide you, with information about products or services, that may interest you;
- serving personalised advertising to your devices; delivering ads based on your interests ascertained from your past requests, visits of subpages and purchases on Provider websites, and other data obtained through the use of "cookies" placed on your devices. Please see our Cookie Statement;
- ensuring the security of your account and our business, preventing or detecting fraud or abuses of our website, for example, by requesting verification information in order to reset your account password (if applicable);
- developing and improving our products and services, for example, by reviewing visits to the Site and its various subpages, demand for specific products and services and user comments;
- to administer the Site and for internal business administration and operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
- generating content (for example, news articles and/or social media posts) based on trends, established by analysing the information you give to us;
- to notify you about changes to our services and to send you service emails relating to the activities you have asked us to undertake on your behalf;
- as part of our efforts to keep the Site safe and secure; and
- to comply with applicable law, for example, in response to a request from a court or regulatory body, where such request is made in accordance with the law.
Your consent, as the “Data Subject”, to the processing as specified in this Policy is the primary legal ground for our processing of your Personal Data. However, there may be circumstances where we may also rely on other valid legal grounds for the processing of your Personal Data, such as:
- your request for content, products or services necessitating steps including processing of your Personal Data to be taken prior to entering into contract with you and any processing that is necessary for the performance of such contract;
- legitimate interests we pursue as a business, except where such interests are overridden by your interests and fundamental rights; and
- compliance with any legal obligation to which we are subject, such as, for example, the processing for the purposes of complying with applicable law.
DISCLOSURE OF CUSTOMER INFORMATION
There are circumstances where we wish to disclose or are compelled to disclose your Personal Data to third parties. This will only take place in accordance with the applicable law and for the purposes listed above. These scenarios include disclosure to:
- our subsidiaries, branches or associated offices;
- your existing Provider(s) if you choose to ask us to make your Personal Data available to them or to email them on your behalf in order for them to contact you to discuss your account(s) and the product(s) concerned, together with other products and services offered by that Provider which they feel may be of interest to you;
- your existing Provider(s) if you chose to identify yourself as a vulnerable customer. This particular information will not be shared with any other 3rd party.
- our switching partners to enable you to receive alternative quotes, based on the information you have submitted to us via the Site, if you choose to review deals available via their switching platforms or services;
- our outsourced service providers or suppliers to facilitate the provision of our services to you, for example, the disclosure to our data centre provider for the safe keeping of your Personal Data, webhosting provider through which your Personal Data may be collected, identity verification partners in order to verify your identity or postal address against public databases;
- our advertising partners who enable us to deliver personalised ads to your devices or similar advertising;
- subject to your consent, to our marketing partners, who may contact you by post, email, telephone, SMS or by other means. If you do not wish to be contacted, you may unsubscribe by notifying us at firstname.lastname@example.org or by clicking “unsubscribe” in the message concerned;
- analytics and search engine providers that assist us in the improvement and optimisation of the Site. Your Personal Data is generally shared in a form that does not directly identify you;
- third party analytics providers that assist us in establishing trends amongst our users based on the information you provide to us and generating associated content (for example, news articles and/or social media posts);
- selected Providers in order to share the statistical and analytical information generated above, in an anonymised and aggregated format only;
- third party service and security providers and consultants in order to protect the security or integrity of our business, including our databases and systems and for business continuity reasons;
- another legal entity, on a temporary or permanent basis, for the purposes of a joint venture, collaboration, financing, sale, merger, reorganisation, change of legal form, dissolution or similar event. In the case of a merger or sale, your Personal Data will be permanently transferred to a successor company;
- public authorities where we are required by law to do so or we choose to do so in support of fair pricing. In this context we will endeavour that Personal Data is generally shared in a form that does not directly identify you;
- if required, in order to receive legal advice; and
- any other third party where you have provided your consent.
If you have accessed and consented to use our service via the DailyMail, ThisIsMoney or Metro websites we may also disclose your Personal Data to their parent group DMGT. This will only take place in accordance with the applicable law and for the purposes listed above.
INTERNATIONAL TRANSFER OF PERSONAL DATA
We may transfer your Personal Data to a third party in countries outside the country in which it was originally collected for further processing in accordance with the purposes set out above. In particular, your Personal Data may be transferred throughout our group and to our outsourced service providers located abroad. In these circumstances we will, as required by applicable law, ensure that your privacy rights are adequately protected by appropriate technical, organisation, contractual or other lawful means. Please contact email@example.com for a copy of the safeguards which we have put in place to protect your Personal Data and privacy rights in these circumstances.
RETENTION OF PERSONAL DATA
Your Personal Data will be retained until your last use of our services and normally for a period of three years thereafter, unless longer retention is required by applicable local law or where we have a legitimate and lawful purpose to do so. However, we will not retain beyond this period any of your Personal Data that is no longer required for the purposes set out in this Policy. The retention of your Personal Data will be subject to periodic review.
We may keep an anonymised form of your Personal Data, which will no longer refer to you, for statistical purposes without time limits, to the extent that we have a legitimate and lawful interest in doing so.
Please contact us at firstname.lastname@example.org if you would further details about our data retention periods.
DATA SUBJECT RIGHTS
Data protection law provides Data Subjects with numerous rights, including the right to: access, rectify, erase, restrict, transport, and object to the processing of, their Personal Data. Data Subjects also have the right to lodge a complaint with the relevant data protection authority if they believe that their Personal Data is not being processed in accordance with applicable data protection law.
Right to make subject access request (SAR). Data Subjects may, where permitted by applicable law, request copies of their Personal Data. If you would like to make a SAR, i.e. a request for copies of the Personal Data we hold about you, you may do so by writing to email@example.com whose contact details are above. The request should make clear that a SAR is being made. You may also be required to submit a proof of your identity and a fee.
Right to rectification. You may request that we rectify any inaccurate and/or complete any incomplete Personal Data.
Right to withdraw consent. You may, as permitted by applicable law, withdraw your consent to the processing of your Personal Data at any time. Such withdrawal will not affect the lawfulness of processing based on your previous consent. Please note that if you withdraw your consent, you may not be able to benefit certain service features for which the processing of your Personal Data is essential.
Right to object to processing, including automated processing and profiling. You may, as permitted by applicable law, request that we stop processing your Personal Data. In relation to automated processing and profiling, you may object to the processing and you will have the right to obtain human intervention.
Right to erasure. You may request that we erase your Personal Data and we will comply, unless there is a lawful reason for not doing so. For example, there may be an overriding legitimate ground for keeping your Personal Data, such as, a legal obligation that we have to comply with, or if retention is necessary for us to comply with our legal obligations.
Right to data portability. In certain circumstances, you may request that we provide your Personal Data to you in a structured, commonly used and machine readable format and have it transferred to another provider of the same or similar services. We will comply with such transfer as far as it is technically feasible. Please note that a transfer to another provider does not imply erasure of your Personal Data which may still be required for legitimate and lawful purposes.
Your right to lodge a complaint with the supervisory authority. We suggest that you contact us about any questions or if you have a complaint in relation to how we process your Personal Data. However, you do have the right to contact the relevant supervisory authority directly. To contact the Information Commissioner’s Office in the United Kingdom, please visit the ICO website for instructions.
The Site may, from time to time, contain links to and from the websites of our partner networks, advertisers, affiliates and other third parties. If you follow a link to any of these websites, please note that these websites may have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal information to these websites.