The cost that you get charged for your insurance products is almost certainly unfair, especially if you have not changed provider recently. Providers calculate the bill for you based on how big a risk they think you are + how much they think they can get away with adding on top.
We don't think that's fair and we aren't the only ones. The Citizens Advice Bureau have raised a Super Complaint with the Competition and Markets Authority and we are working with them on your behalf.
Because of this unfair behaviour, the costs that people are paying can be completely different, even if their risk level is similar. So at ismybillfair.com we are building a Priceometer which will let the people like you compare the cost of your Policy with other people like you. We plan on having this available for you very soon.