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The Insurance Loyalty Penalty

The cost of your insurance products is almost certainly unfair, especially if you have not changed provider recently. Providers calculate the bill for you based on two factors. How big a risk they think you are + how much they think they can get away with adding on top!!

The Financial Conduct Authority (FCA) estimate that people are being overcharged by £200 for each insurance policy that they hold. This has been happening for years so if you have been paying the same provider for car insurance or other insurance products you will have been given price increase after prices increase. We don't think that's fair and we aren't the only ones. The Citizens Advice Bureau have raised a Super Complaint with the Competition and Markets Authority and we have been working with them on your behalf.

Because of this unfair behaviour, the costs that people are paying can be completely different, even if their risk level is similar. To fight this and help you find out if you are affected, we have partnered with industry leading price comparison site uSwitch to show you the very best insurance deals available in the market today. Click on the circles below to find out if you are being overcharged.